Bookkeeping for S-Corps
Once you elect S-Corp status, the IRS expects clean monthly books, owner payroll, and disciplined distributions. Here's exactly what changes.
What changes the day you elect
- You become a W-2 employee with reasonable comp salary.
- Distributions replace owner draws.
- Form 1120-S replaces Schedule C (due March 15).
- Monthly close is no longer optional.
Owner payroll setup
- Use a real payroll provider (Gusto, ADP, Rippling).
- Document reasonable compensation.
- Withhold and remit federal/state payroll taxes.
- File 941, W-2, W-3 on schedule.
Accountable plans
Set one up so the S-Corp can reimburse you tax-free for legitimate business expenses paid personally — home office, mileage, cell phone, internet.